Business Practices

The operational infrastructure, investment tools, and regulatory oversight from Partnervest Advisory Services, LLC (which has been independently owned and operated since 2001) enable us to focus on what we do best: managing money and advising clients. The following business practices are our own.

You can rely on us to

  • Give you our best advice
  • Disclose fees and compensation upfront
  • Manage money primarily through passive investments
  • Recommend active fixed-income managers when appropriate
  • Cap our investment management fees at 50 basis points on AUM
  • Provide educational materials that help you ask better questions of your providers
  • Seek insights and identify best practices from respected authorities no matter where they work

We do not

  • Give tax or legal advice
  • Accept payments from third-party vendors
  • Manufacture or promote proprietary investment products
  • Receive compensation from commissions or the sale of insurance products

Business Practices

The operational infrastructure, investment tools, and regulatory oversight from ChangePath, LLC enable us to focus on what we do best: managing money and advising clients. The following business practices are our own.

You can rely on us to

  • Give you our best advice
  • Disclose fees and compensation upfront
  • Manage money primarily through passive investments
  • Recommend active fixed-income managers when appropriate
  • Cap our investment management fees at 50 basis points on AUM
  • Provide educational materials that help you ask better questions of your providers
  • Seek insights and identify best practices from respected authorities no matter where they work

We do not

  • Give tax or legal advice
  • Accept payments from third-party vendors
  • Manufacture or promote proprietary investment products
  • Receive compensation from commissions or the sale of insurance products
Second Opinion Wealth Management
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